THE NEED IN SOUTHEAST OHIO
In Southeast Ohio, one in four families is forced to decide between paying for rent or food, medical bills or transportation to work. This high cost burden forces families to make tough decisions daily that have a lasting negative impact on their lives, their children, and their communities.
The lack of decent, affordable housing forces families to pay excessive amounts of money to rent inadequate, overcrowded housing.
Habitat for Humanity of Southeast Ohio focuses on home ownership as its solution to affordable housing. By offering no-interest mortgages and accepting sweat equity as a down payment, we are able to offer affordable homeownership opportunities to families who would otherwise not qualify for a mortgage.
For a family previously spending around 30% of their income on housing, an affordable mortgage is a crucial change that allows them to spend money on other important things such as healthcare, education, electricity, food and other basic human needs.